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Splitska Banka

Looking to improve your home’s energy efficiency or to buy an energy efficient property? Then our Sunny Loan is just right for you.

DETAILS OF THE OFFER

Energy efficiency housing loan in euro
od 3,89%
first 5 years fixed

CALCULATION EXAMPLE

Loan amount 50.000 EUR
Promotional interest rate 3.89% fixed for the first 5 years of loan repayment
2.68% + 6 M NRR1 (currently 3.82%) for the remaining loan repayment term
Fee free of charge
Grace period interest 5,40% 
EIR 3,97%
Repayment term 360 months (30 years)
Monthly annuity Promotional annuity: EUR 237.11
Regular annuity: EUR 235.37
Final annuity: EUR 265.26
Total repayment amount EUR 84,872.89
Important!  Bank covers property valuation costs for housing loans until 31 December 2017!

Loan purpose:

  • Energy efficient apartment adaptation and house construction, completion or adaptation
  • Purchase of B, A and A+ energy class apartment or house
  • Energy efficiency improvement by financing project development, household gas connection, water filtration systems, energy saving property development, purchase or assembly of solar collectors for own purposes or to sell energy to the Croatian energy market operator (HROTE), air-conditioning systems, insulating glass window frames, facade insulation, roof restoration, wind generators, etc.
  • Refinancing of existing energy efficiency housing loans in another bank

Loan amount:

  • EUR 5,000 to 50,000 – energy efficient apartment adaptation
  • •EUR 5,000 to 250,000 - purchase of B, A and A+ energy class apartment or house; energy efficient house construction, completion or adaptation or refinancing of existing energy efficiency housing loans in another bank

Repayment term:

  • up to 30 years for acquisition and construction
  • up to 20 years for adaptation

Fee: free of charge

Interest rate:

  1. a) For loan amounts EUR 5,000 to 15,000: 3,22% + 6M NRS1, variable (currently: 4.36%)
  2. b) For loan amounts EUR 15,001 to 250,000: 3.89% fixed for the first 5 years and 2,68% + 6M NRS1 for the remaining repayment term (currently: 3.82%)