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Splitska banka OTP Group

Whether you want a new or used car, you can arrange a car loan with Splitska banka at a convenient interest rate from as low as 4,49%* in euro until December 31, 2017!  

Advantages:

  • Loan amount: up to 260.000 HRK/35.000 EUR
  • Repayment term: 24 to 84 months (or up to 96 months*)
  • Interest rate: from 4.49%* (EUR from 7.01%**), fixed for EUR loans
    from 5.99% (EIR from 8.41%**), fixed for HRK loans
  • Fee: 1,00% to 2.50%, depending on currency and type of interest rate
  • Loan administration fee: from 0.07% to 0.10% per month
  • Loan approval: within 24 hours at the bank or points of sale
ANNUITY CALCULATION EXAMPLES
Fixed interest rate (%) Fee (%) Repayment term EIR** (%) Vehicle value
75.000 HRK / 10.000 EUR
Total amount repaid
4,49 EUR 2,50 24-60 7,01 198,28 EUR 11.896,80 EUR
4,99 EUR 2,50 61-96 7,20 136,93 EUR 13.145,28 EUR
5,99 HRK 1,00 24-36 8,41 2.357,25 HRK 84.861,00 HRK
2,00 37-59 8,57 1.533,00 HRK 90.447,00 HRK
6,20 HRK 2,00 60-96 8,42 1.052,12 HRK 101.003,52 HRK

Other features:

  • Loan disbursement: to the seller’s account with application of currency clause according to the CNB midpoint exchange rate prevailing on the disbursement date
  • Repayment: in equal monthly annuities in the kuna equivalent calculated according to the CNB midpoint exchange rate prevailing on the payment date
  • Maximum age of purchased vehicle at maturity of the final loan annuity is 12 years, determined based on the month of production and calendar year
  • No loan participant (except the fiduciary debtor) can be older than 75 years on the due date of the final annuity.

*For bank clients. You can obtain bank client status by switching your regular salary account to Splitska banka.

**Effective Interest Rate (EIR) is calculated taking into account the nominal interest rate, maximum repayment term, corresponding one-off fee and loan administration fee.

Look for points of sale where you can get a Splitska banka car loan!




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