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Splitska banka OTP Group

Whether you want a new or used car, you can arrange a car loan with Splitska banka at a convenient interest rate from as low as 4,49% EUR.  

Advantages:

  • Loan amount: up to 260.000 HRK/35.000 EUR
  • Participation (obligatory): 10% for EUR and HRK loans - Renault, Nissan, Dacia; 10% for HRK loans and 15% for EUR loans - Peugeot i Citroen
  • Repayment term: 24 to 96 months (85-96 months)*
  • Interest rate: 4.49% (EUR 7.01%**), fixed for EUR loans, 5.69% (EIR 7.71%**), fixed for HRK loans
  • Loan administration fee: 1.30% (24-59 months in HRK); 2,00% (60-96 months in HRK); 2.50% (24-96 months in EUR) 
  • Loan insurance fee: 0.07% for new and 2 years cars; 0.10% for used cars
  • Loan approval: within 24 hours at the bank 
ANNUITY CALCULATION EXAMPLES
Fixed interest rate (%) Fee (%) Repayment term EIR** (%) Vehicle value
75.000 HRK / 10.000 EUR
Total amount repaid
4,49 EUR 2,50 24-60 7,01 198,28 EUR 11.896,80 EUR
4,99 EUR 2,50 61-96 7,20 136,93 EUR 13.145,28 EUR
5,69 HRK1,30 24-59 7,71 1.532,69 HRK 90.429,05 HRK
5,99 HRK 2,00 60-96 8,04 1.058,68 HRK 101.633,43 HRK

Other features:

  • Loan disbursement: to the seller’s account with application of currency clause according to the CNB midpoint exchange rate prevailing on the disbursement date
  • Repayment: in equal monthly annuities in the kuna equivalent calculated according to the CNB midpoint exchange rate prevailing on the payment date
  • No loan participant (except the fiduciary debtor) can be older than 72 years on the due date of the final annuity.

*For bank clients. You can obtain bank client status by switching your regular salary account to Splitska banka.

**Effective Interest Rate (EIR) is calculated taking into account the nominal interest rate, maximum repayment term, corresponding one-off fee and loan administration fee.