Whether you want a new or used car, you can arrange a car loan with Splitska banka at a convenient interest rate from as low as 4,49% EUR.
- Loan amount: up to 260.000 HRK/35.000 EUR
- Participation (obligatory): 10% for EUR and HRK loans - Renault, Nissan, Dacia; 10% for HRK loans and 15% for EUR loans - Peugeot i Citroen
- Repayment term: 24 to 96 months (85-96 months)*
- Interest rate: 4.49% (EUR 7.01%**), fixed for EUR loans, 5.69% (EIR 7.71%**), fixed for HRK loans
- Loan administration fee: 1.30% (24-59 months in HRK); 2,00% (60-96 months in HRK); 2.50% (24-96 months in EUR)
- Loan insurance fee: 0.07% for new and 2 years cars; 0.10% for used cars
- Loan approval: within 24 hours at the bank
|ANNUITY CALCULATION EXAMPLES
|Fixed interest rate (%)
75.000 HRK / 10.000 EUR
|Total amount repaid
- Loan disbursement: to the seller’s account with application of currency clause according to the CNB midpoint exchange rate prevailing on the disbursement date
- Repayment: in equal monthly annuities in the kuna equivalent calculated according to the CNB midpoint exchange rate prevailing on the payment date
- No loan participant (except the fiduciary debtor) can be older than 72 years on the due date of the final annuity.
*For bank clients. You can obtain bank client status by switching your regular salary account to Splitska banka.
**Effective Interest Rate (EIR) is calculated taking into account the nominal interest rate, maximum repayment term, corresponding one-off fee and loan administration fee.