Splitska banka Societe Generale Group > Individuals > Specific-purpose loans > Vehicles and vessels

Giro Account:
2330003-1000000013

Statistical no. (MB): 03129241

Registration no. (MBS): 060000488

SWIFT: SOGEHR22

VBDI: 2330003

Individuals / Specific-purpose loans / Vehicles and vessels / With Euroherc insurance

With Euroherc insurance

Loan insurance premium – one-time payment or included in the loan amount, which affects the loan annuity. Calculated based on principal + interest of the first 4 loan annuities, depending on the insurance model:

vehicles – 1.32% to 1.84%
vessels – 1.40 to 1.65%

Insurance models for vehicle and / or vessel loans:
- insurance policies according to General lending terms and conditions
1. 2,500 to 5,000 EUR or
  3,880 to 7,720 CHF, with guarantors
  - one creditworthy guarantor or two guarantors with adequate joint creditworthiness
2. 5,001 to 12,500 EUR or
  7,721 to 19,300 CHF, with guarantors
  - two guarantors with adequate individual creditworthiness each or one creditworthy guarantor and two guarantors with adequate joint creditworthiness
3. 12,501 to 25,000 EUR or
  19,301 to 38,600 CHF, with guarantors and fiduciary transfer of ownership
  - one creditworthy guarantor or two guarantors with adequate joint creditworthiness
  - vessels – one creditworthy guarantor and two guarantors with adequate joint creditworthiness
4. 2,500 to 25,000 EUR or
  3,880 to 38,600 CHF, without guarantors, fiduciary transfer of ownership (vehicles, vessels) or right of lean (vessels)
  - option with or without hull insurance for the repayment term
  - vessels – registration of the vessel and fiduciary transfer of ownership or right of lien in the Vessel Registry
Vehicle age:

All insurance models apply to loan for vehicles with cumulative age and repayment term not exceeding 12 years.

Loan insurance premium – one-time payment or included in the loan amount, which affects the loan annuity. Calculated based on principal + interest of the first 4 loan annuities, depending on the insurance model:

vehicles – 1.32% to 1.84%
vessels – 1.40 to 1.65%

Insurance models for vehicle and / or vessel loans:
- insurance policies according to General lending terms and conditions
1. 2,500 to 5,000 EUR or
  3,880 to 7,720 CHF, with guarantors
  - one creditworthy guarantor or two guarantors with adequate joint creditworthiness
2. 5,001 to 12,500 EUR or
  7,721 to 19,300 CHF, with guarantors
  - two guarantors with adequate individual creditworthiness each or one creditworthy guarantor and two guarantors with adequate joint creditworthiness
3. 12,501 to 25,000 EUR or
  19,301 to 38,600 CHF, with guarantors and fiduciary transfer of ownership
  - one creditworthy guarantor or two guarantors with adequate joint creditworthiness
  - vessels – one creditworthy guarantor and two guarantors with adequate joint creditworthiness
4. 2,500 to 25,000 EUR or
  3,880 to 38,600 CHF, without guarantors, fiduciary transfer of ownership (vehicles, vessels) or right of lean (vessels)
  - option with or without hull insurance for the repayment term
  - vessels – registration of the vessel and fiduciary transfer of ownership or right of lien in the Vessel Registry
Vehicle age: