Splitska banka Societe Generale Group > Individuals > Specific-purpose loans > Consumer loans

Giro Account:
2330003-1000000013

Statistical no. (MB): 03129241

Registration no. (MBS): 060000488

SWIFT: SOGEHR22

VBDI: 2330003

Individuals / Specific-purpose loans / Consumer loans / Standard

Standard consumer loans

Purpose:
- Purchase of goods from the merchant’s product range (furniture, technical appliances, apparel)
- Payment of services (health care, car service, etc.)
Loan users:
1. Clients with regular monthly income on the Bank’s current account and regular account transactions during the last 6 months
2. Clients of target professions with net income over 6,000 kuna
a. income received to a Bank account
b. without a Bank account
3. Clients who will direct their regular income to a Bank account
4. Craft business holders or owners of small companies and their employees, self-employer persons
5. Others
Disbursement: to the giro account of the seller of goods or service provider held with the Bank, according to the Bank’s selling exchange rate on the day of payment
Repayment: in monthly annuities according to the Bank’s selling exchange rate on the day of payment
Loan amount and repayment term:
- 1,000 to 5,000 EUR / 1,510 to 7,540 CHF, up to 3 years
- 5,001 to 10,000 EUR / 7,541 to 15,080 CHF, up to 5 years
Load administration expenses can be settled from the loan funds.
Creditworthiness: according to General Terms and Conditions by type of loan
Documentation:
- offer/cost estimate certified by the merchant
- according to General Terms and Conditions by type of loan
Loan insurance:
MODEL I for users under 1. and 2.a. – amount of 1,000 to 5,000 EUR
- notarized statement of consent with account pledge
- pledge on salary
- bill of exchange not obligatory
MODEL II for users under 1. , 2.b. , 3. – amount 1,000 to 10,000 EUR
- notarized statement on consent with account pledge
- pledge on salary
- life insurance policy with insured amount equalling at least 50% of the loan amount or risk insurance policy with insured amount equalling the loan amount, to be contracted for the entire loan term or alternatively at least one creditworthy guarantor
- 2 joint bills of exchange for all loan participants and an individual bill of exchange statement
MODEL III for users under 4. and 5. – amount 1,000 to 10,000 EUR

notarized statement on consent with account pledge
pledge on salary
at least one guarantor not belonging to client group 4.
2 joint bills of exchange for all participants and one individual bill of exchange statement
debenture bond on business accounts for client group 4.