Splitska banka Societe Generale Group > Individuals > Specific-purpose loans > Consumer loans

Giro Account:
2330003-1000000013

Statistical no. (MB): 03129241

Registration no. (MBS): 060000488

SWIFT: SOGEHR22

VBDI: 2330003

Individuals / Specific-purpose loans / Consumer loans / Card-based

Card-based consumer loans

Without guarantors and other collaterals
Prerequisite: current account holder with regular monthly income and holder of a deferred debit card. Account transactions and settlement of other credit liabilities (if any) must have been in accordance with regulations at least three months prior to loan application.
Purpose and realization: for the purchase of goods and services by card – at points of sale of merchants who have entered into a corresponding arrangement with the Bank; requires loan authorization and the signing of a Consumer Loan Contract.
Disbursement: in kuna to the merchant’s giro account (according to the Bank’s selling exchange rate)
Repayment (according to the Bank’s selling exchange rate):

in monthly annuities payable in kuna by debiting the current account on the 20th day of the month; debit announcement in the account statement
the client receives a loan repayment schedule from the Bank

Credit line (minimum 2,000 kuna):

2 X average monthly income (account without package),

with VISA Classic, VISA Gold, MasterCard Classic
up to 10,000 kuna

3 X average monthly income (account with package)

for PLUS package up to 10,000 kuna
for PREMIUM package up to 20,000 kuna

within the approved credit line, the client can have several credit accounts with one or several merchants
the approved loan amount does not decrease the deferred debit card limit