RITAM account is a programme adapted to the needs of every client of any age. It requires that a minimum amount is constantly maintained in the account, while
deposits and withdrawals are possible at any time. The interest rate on the account balance is higher than for sight deposits – quite close to term deposits. No minimum savings amount obligation applies if the Ritam account is part of the
package.
You can use your card to withdraw or deposit funds at a branch or
ATM of the Société Générale Splitska banka.
RITAM account has all features of sight deposits, but the interest rate of minimum term deposits. The novelty is the
dynamic interest rate – which means that it increases or decreases depending on the Ritam account balance.
- Term and purpose: no specific term and purpose
- Currency: HRK, EUR
- Users: residents and non-residents
- Amount: minimum amount to be maintained, except if the Ritam account is part of the package
– from 50.00 HRK and 7.00 EUR
- Interest rate: variable an dynamic, determined by the account model
– 0.2% to 3.0% for HRK
– 0.2% to 3.0% for EUR
- Account closure fee:
– 50.00 HRK
- Account balance statement and interest accrual: annually
– daily information about the client account balance is possible at the branch, ATM or via Online banking
Other information about the product will be provided by the Contact Centre on the free info line (0800 21 00 21) and at our branches where savings contracts are concluded.