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Giro Account:
2330003-1000000013
Statistical no. (MB): 03129241
Registration no. (MBS): 060000488
SWIFT: SOGEHR22
VBDI: 2330003
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Repayment model with residual value “50:50”
- Loan amount and repayment term:
- 50,000 – 200,000 EUR,
76,750 – 307,000 CHF, up to 15 years (for clients up to 45 years of age)
- Characteristics of the model:
I One part of the loan, equalling at least 50% of the loan amount, is repaid in annuities (principal + interest) over the entire repayment term
II On the other part of the loan, up to 50% of the loan amount, only interest is repaid over the entire repayment term, while the remaining part of the main liability falls due upon expiry of the repayment term
- the monthly payment liability of the client is the sum of the annuities of one part and the interest of the other part of the loan
- grace period – since the grace period applies to one part of the loan during the entire repayment term, no grace period is offered for the standard repayment part
- Standard collaterals:
- according to General Terms and Conditions depending on the type of loan
- property insurance against fire and other perils (the insured amount depends on the value of the property), to be renewed annually until expiry of the repayment term and registered in the Bank’s favour, as well as other types of insurance required
- Additional collaterals:
1) fiduciary transfer of ownership of the real property, where the ratio between the loan value and the real property value is 1:1,15
2) life insurance policy with the insured amount equalling at least 25% of the loan amount and accident insurance policy twice the value of life insurance
- mandatory advance payment of first-year premium
- mandatory standing order for insurance premium payments
- if it meets the required criteria, the Bank can accept an existing policy
- Creditworthiness: according to General Terms and Conditions depending on the type of loan
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latest news
Thursday, October 22, 2009.
Thursday, October 22, 2009.
Monday, September 28, 2009.
Splitska Banka continues expanding its network with a new branch
Wednesday, April 01, 2009.
Holding a Splitska banka card means to be insured.
Thursday, October 22, 2009.
Thursday, October 22, 2009.
Monday, September 28, 2009.
Splitska Banka continues expanding its network with a new branch
Wednesday, April 01, 2009.
Holding a Splitska banka card means to be insured.
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