Splitska banka Societe Generale Group

Functionality

• Debit card – all transactions (cash, non cash) debit the account without deferment
• The basic card under the account:
  • The only one:
    • the account without permanent income
    • if the client doesn't want the card with deferred payment and it has the permanent monthly income
    • if the account is a foreign exchange account
  • Together with the card with deferred debit on the same Kuna account with permanent monthly income
• Identification card for cheques if the same is tied to Kuna account under which cheques could be issued (regular monthly inflow)

Users, conditions, using

• Can be issued under at sight accounts (Kuna, foreign exchange) of domestic (in principal current accounts) and foreign physical persons residing in the Republic of Croatia:
  1. to the client without permanent income or with the inflow on the foreign exchange account
     • available balance = funds on the account
  2. to the client with the regular income under Kuna account
     • available balance = funds on the account + basic overdraft
       • automatic calculation of the basic overdraft on the basis of the average three months income
• Pay ins on the account – cash and non cash
• Without fee on pay outs from the account
• There is no fee for the enrolment and membership while maintaining of the account which doesn't have the allowed overdraft is free
• Using of the same in the Republic of Croatia and abroad, withdrawing of cash outside the Bank is subject to charging of the fee
• Is not embossed - does not allow instalment purchasing
• Does not allow purchasing through internet
• The user can approve issuing of the additional card (two) to the person to whom it has given the power of attorney and they are responsible for the costs jointly