Payment orders are made on prescribed forms and performed depending on the time when they are received, the payment instructions and the order delivery channel.
The following payments can be executed based on payment orders:
- Internal payments (payer and payee accounts are held with the Bank) – orders are performed depending on the time they are received
- External payments (payee account is held with another financial institution) – orders are performed depending on the time they are received and the channel
Receiving and performing orders
| Payments to business accounts |
Order submitted |
Execution time |
| Channel |
Time |
with the Bank (internal payments) |
Online banking |
by 3:30 p.m. |
same day |
| Bank branch |
by 1:30 p.m. |
same day |
| FINA branch |
by 2:00 p.m. |
same day |
|
with another Bank (external payments – National Clearing System and Croatian System of Large Payments)
|
Online banking |
by 2:00 p.m. |
same day |
| Bank branch |
by 1:30 p.m. |
same day |
| FINA branch |
by 12:30 a.m. |
same day |